Hit and Run Accident Claim: Fast-Track Your Compensation Today

By

Hit-and-run accidents can be devastating, leaving victims both physically injured and emotionally shaken. If you’ve been involved in such an accident, you may wonder how to go about filing a hit-and-run accident claim. The good news is that there are steps you can take to secure the compensation you deserve, and this guide will help you fast-track that process. In this article, we’ll walk you through the essential steps of making a hit-and-run accident claim, giving you the confidence to take the right action without delay.

What is a Hit and Run Accident Claim?

A hit and run accident claim allows a victim to seek compensation after a driver involved in an accident flees the scene without providing contact information or stopping to assist. In the UK, this is a serious offence, and victims are often left feeling helpless. However, legal avenues exist to claim compensation for injuries, damages, and losses.

Making a hit-and-run accident claim ensures that victims are not left to deal with the financial burden of their injuries or vehicle repairs alone. Instead, they have the right to seek financial compensation, which can cover medical costs, lost wages, and even emotional distress.

Why Should You Make a Hit-and-Run Accident Claim?

When you’re involved in a hit-and-run accident, your priority is your well-being. Once the initial shock has passed, it’s essential to consider your legal rights. Filing a hit-and-run accident claim is your way of ensuring you receive the compensation needed to cover medical expenses, repairs, and any other losses you may have faced.

You might feel discouraged or unsure about filing a claim, especially if the driver responsible has not been caught. However, even in cases where the offender is unidentified, you can still make a claim through the Motor Insurers’ Bureau (MIB) in the UK. They specialise in handling claims where the driver cannot be traced, offering you a route to compensation.

Steps to Take After a Hit-and-Run Accident

1. Stay Calm and Gather Evidence

After a hit-and-run accident, the first thing you need to do is stay calm. Ensure you and others involved are safe, then focus on gathering as much evidence as possible. Try to note down the colour, make, and model of the vehicle involved in the incident. If you can recall part of the number plate, even better. Take pictures of the damage, the injury scene, and any apparent wounds. Collect contact details from any witnesses who may have seen the accident.

2. Report the Incident to the Police

In the UK, it is crucial to report any hit-and-run accident to the police within 24 hours. This step is vital not only for legal reasons but also for your insurance and hit-and-run accident claim. The police will file a report and investigate the incident. Make sure you obtain a copy of this report, as it will strengthen your case when you proceed with your claim.

3. Seek Medical Attention Immediately

Even if you feel your injuries are minor, it’s essential to get checked by a healthcare professional as soon as possible. Not only will this ensure your health is protected, but having medical records is critical when making a hit-and-run accident claim. Delaying medical treatment can weaken your claim, as insurers or the MIB may argue that your injuries weren’t serious.

4. Contact Your Insurance Provider

After informing the police, contact your insurance company and provide them with all the information you have. Even though the driver who caused the accident has fled, your insurer may still be able to assist. Keep in mind that hit-and-run accidents can often be claimed under the ‘uninsured driver’ section of your policy, depending on your cover.

5. Make a Claim with the Motor Insurers’ Bureau (MIB)

If the driver responsible cannot be found, you can still file a claim through the Motor Insurers’ Bureau. The MIB is a non-profit organisation set up to compensate victims of accidents caused by uninsured or untraceable drivers. Making a hit-and-run accident claim through the MIB is straightforward, but it requires detailed evidence and paperwork, so having a solicitor to assist can be highly beneficial.

What Can You Claim for in a Hit and Run Accident?

When making a hit-and-run accident claim, it’s important to know what kinds of compensation you can seek. The compensation will usually fall into two categories:

1. General Damages

This covers compensation for any physical or emotional suffering you’ve experienced due to the accident. General damages may include:

  • Pain and suffering caused by injuries
  • Emotional distress or trauma
  • Impact on your day-to-day life

2. Special Damages

Special damages compensate for any financial losses or expenses directly related to the accident. This may include:

  • Medical costs
  • Lost wages due to time off work
  • Repair or replacement costs for your vehicle
  • Any additional transport costs

Understanding what you’re entitled to is crucial in making sure you receive a fair settlement from your hit-and-run accident claim.

What Is the Duration of a Hit-and-Run Accident Claim?

The time it takes to settle a hit-and-run accident claim depends on various factors, including the complexity of the case and the availability of evidence. Typically, claims involving an untraceable driver can take longer due to the need for police investigations and the MIB’s process. However, on average, a hit-and-run accident claim may take several months to a year to resolve.

Common Mistakes to Avoid When Making a Hit-and-Run Accident Claim

1. Not Gathering Enough Evidence

One of the most common mistakes victims make is not collecting sufficient evidence at the scene. A lack of information can significantly weaken your hit-and-run accident claim. Always gather as much detail as possible.

2. Delaying Medical Attention

Another major mistake is delaying a visit to the doctor. You should seek medical attention immediately, both for your health and to support your Hit and Run Claim. Failing to do so can lead to doubts about the severity of your injuries.

3. Not Reporting the Accident on Time

In the UK, you must report the accident to the police within 24 hours and inform your insurance company as soon as possible. If you don’t do this, your claim can be weakened.

If you’ve been the victim of a hit-and-run accident, don’t let fear or confusion stop you from seeking the compensation you deserve. By following the steps outlined in this guide, you can fast-track your hit-and-run accident claim and secure the financial support you need to recover. From gathering evidence to filing a claim with the MIB, every step is crucial in ensuring a successful outcome.

Remember, you have the right to compensation, and taking action now will help protect your future. Fast-track your hit-and-run accident claim today to ensure you get the justice you deserve.