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Fulham missed out on automatic promotion on the final day with their first Championship defeat in 24 games.
The Whites needed to better Cardiff’s result against Reading, which finished in a draw, but instead fell to goals from Lukas Jutkeiwicz, Harlee Dean and Che Adams that ensured Birmingham’s safety.
Tom Cairney had pulled a late goal back from close range to set up a tense finish before Adams got the third, and Aleksandar Mitrovic’s bullet header would have found net if not for David Stockdale.
But Fulham now face Derby County in the semi-finals hoping to avoid a repeat of last season’s heartbreak against Reading.
The visitors wasted a number of chances and defended poorly in an uncharacteristically disappointing display at St Andrews.
The in-form Mitrovic went close early on and then again from a free-kick just moments after Jutkeiwicz rifled home Wes Harding’s cross from the right on 15 minutes.
Cairney saw an unmarked volley from inside the box saved by Stockdale after ex-Brentford pair Jota and Dean combined for the latter to make it 2-0 shortly before half-time.
Aboubakar Kamara was introduced for Matt Targett after the Southampton loanee had struggled with Jota, and Kamara’s power produced a chance that he fluffed at the far post.
But the Whites struggled to create more clear-cut chances until Cairney tapped home a cut-back from returning substitute Floyd Ayite with five minutes of normal time remaining.
Mitrovic’s superb header needed to go in to make it 2-2 and put Fulham on the cusp of a memorable comeback, but instead Birmingham raced down the other end and Adams waltzed past Dennis Odoi before finishing past Bettinelli to kill the game.
This post was last modified on 06/05/2018